Siirto is a Finnish mobile payment service run by Finnish banks. It needs a Finnish bank account and a Finnish phone number, so it isn’t available to Canadians. If you are in Canada, use one of the Canadian options instead: Interac, iDebit, Instadebit or Visa Debit. The rest of this page explains how Siirto works, for readers who are curious or who live in Finland.
About Siirto
Siirto launched in Finland in 2016 to connect mobile users with their bank accounts for simple online payments. It is a mobile payment service that links your phone number to your bank account, so you can send money without typing in account details.
It was set up by Finnish banks, and several major Finnish banks now offer it in their own apps. Payments move from one bank account to another, usually quickly, using the phone number of the person you are paying. It is used in shops, online and with some gambling sites.
A few global online casinos offer Siirto to Finnish players. Some Canadian-facing online casinos may list it too, but you can only use it if you meet the Finnish requirements below.
How to Get Started With Siirto
Siirto is used through your Finnish bank’s mobile app. You need an active Finnish bank account and a Finnish phone number. Which app you use depends on your bank, and the setup steps differ a little between banks.
In general, you open your bank’s app, enter your phone number, confirm it, and choose the bank account you want linked. Your bank will ask you to verify your identity with its own security tools. After that, anyone with a Siirto-enabled phone number can be paid using just that number. Always check the recipient’s name before you confirm a payment.
How to Deposit and Withdraw With Siirto
Finland has been moving toward a licensing system for online gambling, which was expected to start around 2026, so what is on offer to Finnish players may change. Siirto is for deposits and, at some sites, withdrawals. Casinos such as Huikee Casino have listed Siirto, but check the cashier to see if it is available to you.
To deposit with Siirto:
- Open the casino’s Cashier or Deposit page and choose Siirto.
- Enter the amount you want to deposit.
- Enter your Finnish phone number.
- Approve the payment in your bank’s app.
- The casino credits your balance once the payment goes through. Check the cashier for timing.
At some casinos Siirto also works for withdrawals, but not all of them offer it. Look in the Withdrawals section of the cashier.
To withdraw with Siirto, where offered:
- Open the casino’s Cashier and choose Withdraw.
- Pick Siirto and enter your phone number if asked.
- Enter the amount and confirm.
- The casino reviews the request, and your first withdrawal usually needs ID checks. After approval, the money goes to the bank account linked to your number.
Siirto Casino Fees
Siirto itself is run through your bank, and fees depend on the bank and the type of payment. Some banks have said they don’t charge for Siirto transfers, but terms can change, so check your bank’s current price list. Your mobile provider may also charge for data use.
Currencies
Siirto works in euros. If you play at a casino in a different currency, a conversion fee or exchange-rate margin is likely to apply.
Where Can You Use Siirto?
Siirto is for people with a Finnish bank account and a Finnish phone number. Even if you have an account with a bank that offers it elsewhere, you still need a Finnish number to use it. That means it isn’t for Canadians, and you should not count on finding it at casinos that accept Canadian players.
Where to Get Help With Siirto
Siirto is offered through banks, so your bank is the first place to ask about the service or a problem with a payment. If a deposit or withdrawal doesn’t arrive, contact the casino’s support team as well. Most casinos offer live chat and email.
Conclusion
Siirto is a convenient bank-linked mobile payment service for people in Finland, but it isn’t available to Canadians. If you live in Canada, use Interac, iDebit, Instadebit or Visa Debit instead.
Siirto Casino FAQs
Yes, siirto.fi. The site is in Finnish, so you may need your browser’s translation tool to read it in English.
Yes, but the steps depend on your bank. You usually remove the old number in your bank’s app and register the new one. Ask your bank for the exact process.
Yes. Siirto payments appear in your bank’s app and account statement like other transfers. Check with your bank for how far back the history goes.
A phone number is normally linked to one bank account at a time, which is how the payment is routed to the right account. Check your bank’s terms, as the rules can differ.
Possibly. Banks use their own identification tools, so you may need your bank’s separate authentication app. Your bank will tell you during setup.